Financial risk specialists
Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.
Financial risk specialists analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk. The role reports a median annual salary of $106,000 in the US and is projected to grow 6% over the next decade (about as fast as average). Entry typically requires a Bachelor's degree, and shows high AI exposure (0.70 on a 0-1 scale) — significant portions of core tasks are already being automated.
Pay in the UK
UK: median £50,330 a year for Finance and investment analysts and advisers (ONS ASHE 2025, full-time)
Middle half of full-time jobs: £36,872 to £70,665 a year
UK jobs are grouped differently; this is the closest UK occupation group (ONS SOC 2020 2422). ONS rates this estimate precise. 2025 provisional figures; ONS revises them a year later. Source: ONS Annual Survey of Hours and Earnings (Open Government Licence)
Pay in India (occupation group)
No official India pay figure for this career: it falls in more than one occupation group, and the Government of India's labour survey (PLFS) publishes pay only by occupation group.
How to get here in India
No single fixed route is listed for this career. These Indian degrees lead to it, according to the US CIP–SOC education-to-occupation crosswalk; open a degree for its entrance exams and colleges.[1]
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Accounting — B.Com / B.Com (Hons) with an accounting focus (three or four years)
Entrance exams: CA Foundation, CUET-UG
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Actuarial Science — B.Sc in Actuarial Science (three or four years)
Entrance exams: ACET, CUET-UG
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Finance — B.Com (Hons) or B.Com in Accounting and Finance (three or four years)
Entrance exams: CUET-UG, IPMAT
Rules change: check the exam body's and regulator's current notice before you apply.
- CIP 2020 – SOC 2018 crosswalk (NCES / BLS) (read on 2026-09-27)
What you'd actually do
- Analyze areas of potential risk to the assets, earning capacity, or success of organizations.
- Analyze new legislation to determine impact on risk exposure.
- Conduct statistical analyses to quantify risk, using statistical analysis software or econometric models.
- Confer with traders to identify and communicate risks associated with specific trading strategies or positions.
- Consult financial literature to ensure use of the latest models or statistical techniques.
- Contribute to development of risk management systems.
Tools & technology you'd use
Frequently asked questions
What does Financial risk specialists do?
Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.
How much does Financial risk specialists earn?
The median annual salary for Financial risk specialists in the US is $106,000.
What is the job outlook for Financial risk specialists?
The role is projected to grow 6% over the next decade (about as fast as average). Current US employment is approximately 60,500 workers.
How do I become financial risk specialists?
The typical entry education is a Bachelor's degree. Building a foundation in the top skills below will strengthen your application.
Will AI replace Financial risk specialists?
Our AI-durability model gives Financial risk specialists a score of 0.70 on a 0-1 scale (higher = more exposure). That places it at high AI risk — many core tasks are already being automated by generative AI and workflow tools. Focus on AI-adjacent skills or plan a pivot to an AI-durable adjacent role.
How hard is it to enter this field?
Financial risk specialists has moderate barrier to entry — moderately gated — a bachelor's degree or equivalent training is typically required.