Browse Skills financial products

financial products

🔻 Declining ESCO reuse: cross-sector

The different types of instruments that apply to the management of cash flow that are available on the market, such as shares, bonds, options or funds.

financial products — the different types of instruments that apply to the management of cash flow that are available on the market, such as shares, bonds, options or funds. McKinsey's Skill Change Index places it in the declining band (SCI 66.39/100) — a skill likely to fall in demand as AI and automation cover more of its ground by 2030. ESCO classifies it as a cross-sector (useful across many industries) skill within knowledge. It is currently listed by 20 occupations in our catalogue, including Investment Fund Managers, Actuaries, banking products manager, and corporate banking adviser.

Category: knowledge › finance, banking and insurance SCI: 66.39/100 Also known as: financial instruments, fiscal products, monetary product, monetary products, financial securities, financial instrument

Occupations that require financial products

Showing top 20 of 20 occupations · ranked by India employment volume, then AI-durability.

Investment Fund Managers 👥 8,000 · 🤖 6.0/10
Actuaries 👥 2,500 · 🤖 6.6/10
banking products manager · 🤖 5.0/10
corporate banking adviser · 🤖 5.0/10
energy trader · 🤖 5.0/10
financial broker · 🤖 5.0/10
insurance product manager · 🤖 5.0/10
investment fund management assistant · 🤖 5.0/10
investment manager · 🤖 5.0/10
mutual fund broker · 🤖 5.0/10
securities broker · 🤖 5.0/10
securities trader · 🤖 5.0/10
securities underwriter · 🤖 5.0/10
stock broker · 🤖 5.0/10
stock trader · 🤖 5.0/10
investment analyst · 🤖 5.8/10
securities analyst · 🤖 5.8/10
Credit counselors · 🤖 6.1/10
Tellers · 🤖 6.8/10
Brokerage clerks · 🤖 7.9/10

Frequently asked questions

What is financial products?

The different types of instruments that apply to the management of cash flow that are available on the market, such as shares, bonds, options or funds.

What category of skill is financial products?

ESCO classifies financial products under the knowledge category, specifically in the finance, banking and insurance subcategory.

Is financial products an AI-durable skill?

McKinsey's Skill Change Index places it in the declining band (SCI 66.39/100) — a skill likely to fall in demand as AI and automation cover more of its ground by 2030. Prioritise this skill only when it directly enables paid work today — plan for AI to absorb more of it every year.

Which jobs require financial products?

In our catalogue, 20 occupations list financial products as a required or important skill. The top occupations by employment volume include Investment Fund Managers, Actuaries, banking products manager, corporate banking adviser, energy trader, financial broker.

How transferable is financial products between industries?

ESCO tags financial products as a cross-sector (useful across many industries) skill — a signal of how portable it is when you change field.

Is financial products the same as financial instruments?

Yes — financial products is also known as financial instruments, fiscal products, monetary product, monetary products, financial securities, financial instrument, or financial product. They refer to the same underlying capability in the ESCO taxonomy.

How can I learn financial products?

The most reliable path is to pick a job or project that demands financial products and learn through delivery. Complement that with role-specific roadmaps and short courses. Explore the occupations below to see where this skill is used in practice.

Data: ESCO v1.2.1 (CC-BY-4.0). Durability framework informed by McKinsey Global Institute (Nov 2025). See our methodology.