insurance rating analyst

Insurance rating analysts analyse information related to insurance markets and their credit rating, prepare rating reports and invoices, compile financial data and present and explain credit rating opinions to stakeholders, clients and external parties. They work for insurance companies and calculate the insurance premium and rates for the company’s clients using both manual and automated methods.

The most in-demand skills for this role include insurance law, principles of insurance, actuarial science, credit control processes, insurance market, types of insurance. These are the skills O*NET identifies as most important for competent performance.

Our AI-durability model gives insurance rating analyst a score of 0.58 on a 0-1 scale (higher = more exposure). That places it at moderate AI exposure — some tasks are being automated but the role adapts. Learning to work with AI tools rather than against them is the path forward.