Credit analysts
Credit analysts is an occupation catalogued under SOC 13-2041. The role reports a median annual salary of $80,970 in the US and is projected to decline by 4% over the next decade. Entry typically requires a Bachelor's degree, and shows high AI exposure (0.73 on a 0-1 scale) — significant portions of core tasks are already being automated. The most in-demand skills for the role include financial engineering, financial statements, debt classification, insolvency law, apply credit risk policy.
Top skills
Frequently asked questions
How much does Credit analysts earn?
The median annual salary for Credit analysts in the US is $80,970.
What is the job outlook for Credit analysts?
The role is projected to decline by 4% over the next decade. Current US employment is approximately 67,800 workers.
How do I become credit analysts?
The typical entry education is a Bachelor's degree. Building a foundation in the top skills below will strengthen your application.
What skills does Credit analysts need?
The most in-demand skills for this role include financial engineering, financial statements, debt classification, insolvency law, apply credit risk policy, advise on risk management. These are the skills O*NET identifies as most important for competent performance.
Will AI replace Credit analysts?
Our AI-durability model gives Credit analysts a score of 0.73 on a 0-1 scale (higher = more exposure). That places it at high AI risk — many core tasks are already being automated by generative AI and workflow tools. Focus on AI-adjacent skills or plan a pivot to an AI-durable adjacent role.
How hard is it to enter this field?
Credit analysts has moderate barrier to entry — moderately gated — a bachelor's degree or equivalent training is typically required.
Is Credit analysts right for you?
Take the Holland test + Big-5 to see how well this career matches your profile.
Get personalised fit →